In all the years I’ve been helping folks design plans to protect their wealth, the greatest impediments with which my clients and I have had to struggle are the twin challenges of gravity and inertia. Inertia is the propensity for a body at rest to...
I wish to personally thank you for your support in spreading the word about The Wealth Conservatory over the past year. We’ve been able to help a great many individuals make reasoned, well-informed decisions about things like when to optimally begin receiving Social Security benefits,...
Through the kitchen windows out into our backyard a confetti storm of red, orange, and yellow is raining down onto Jeanette’s meticulously manicured lawn. Here in New England we view the brilliant autumn colors that attract so many leaf-peepers from out-of-state as harbingers of a...
Get yourself from one place to the next as expeditiously and efficiently as possible - that's my motto. From Boston to Seattle in six-and-a-half hours; then from Seattle to Juneau, Alaska in another three. Just enough time to catch up on some reading and writing,...
News of a newly expectant grandchild was once met with great anticipation but only limited preparation. The tradition of buying everything from receiving blankets to booties in pink for girls and blue for boys fueled a frenzied dash to the mall upon the birth. And...
"You may think a "fee-only" financial advisor will never charge you commissions or other sales charges that could induce him to favor selling you something that is better for him than you. Think again. " (Jason Zweig, Wall Street Journal, page B1, Sept. 20, 2013). Mr....
As a young child – and the first born, my folks purchased a small house with two bedrooms and a single bath. As the family grew, rooms were added one at a time. Over the course of four more children, the second floor was expanded...
When my daughters married, they took their husbands’ surnames – a once prominent tradition that has weakened over the past several decades. Taking their husbands’ names did not stop them from being my daughters, it just made it a little more difficult for strangers to...
Well, we are in the dog days of summer, and the stock market is going to the dogs – Down over 2% last week and on the skids again today. Why am I so happy you ask? There are two wonderful qualities about the stock market....
Last week our son and his girlfriend began what turned out to be a halting and arduous trip from Salt Lake City to our home in New Hampshire. Their first flight was delayed then cancelled as bad weather shut down the entire airport. The airline...