When I was a young boy I was playing with a friend out in a pasture that sometimes housed riding horses. We were near a creek the horses undoubtedly frequented, when suddenly three or four of them appeared over a rise and came thundering in
As we all know, financial markets (for stocks, bonds, precious metals, everything) rise and fall – sometimes dramatically, as we witnessed in 2009. That is called ‘volatility.’ It can be unnerving, but it also presents a valuable opportunity for long-term savers and investors. A visual
We are all very familiar with open-ended mutual funds – the ones that have been around longer than most of us. Their Net Asset Value (the combined value of all of the individual securities they hold) is valued at the end of each trading day,
The grandchild-ren are coming! Amazing what a difference those last three letters make in expectation and, dare I say, anxiety level. Our four-year-old granddaughter and two-year-old grandson fight incessantly – over toys, food, and most of all Papa’s and Grammy’s attention. Each wants 100% of
In all the years I’ve been helping folks design plans to protect their wealth, the greatest impediments with which my clients and I have had to struggle are the twin challenges of gravity and inertia. Inertia is the propensity for a body at rest to
I wish to personally thank you for your support in spreading the word about The Wealth Conservatory over the past year. We’ve been able to help a great many individuals make reasoned, well-informed decisions about things like when to optimally begin receiving Social Security benefits,